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Work Incentives

For Social Security Disability Insurance (SSDI) Recipients

The Social Security Administration (SSA) provides a number of Work Incentives that allows you the opportunity to work and to become successful.
The Work Incentives for Social Security Disability Insurance (SSDI) recipients are stated below:


Trial Work Period

The Trial Work Period (TWP) is a period of nine months — which do not have to be consecutive — during which there is no earned income limit.  For 2013, any month that work income is $750.00 gross or more will be counted as a TWP month.

Learn more from the "Work Incentives: Trial Work Period (TWP)" Fact Sheet -
PDF | Word |Español PDF | Español Word

Extended Period of Eligibility
Extended Period of Eligibility is a 36-month period following directly after the completion of TWP. Any month that countable earnings are over the Substantial Gainful Activity (SGA) level, the benefit check will not be paid; however, they are paid for months that countable earnings are below the SGA level.

Learn more from the "Extended Period of Eligibility (EPE)" Fact Sheet -
PDF | Word | Español PDF | Español Word 

Impairment Related Work Expenses
An Impairment Related Work Expenses (IRWEs), is an out of pocket expense that is related to your disability and necessary in order to maintain employment. The amount of the IRWE can be deducted from your gross earnings to lower the amount of earnings that Social Security will count.

Learn more from the "Impairment-Related Work Expenses (IRWEs) for SSDI" Fact Sheet -
PDF | Word | Español PDF | Español Word

Work Place Subsidy
A Work Place Subsidy is an additional support or a modification of the job description made to accommodate your disability. The value of the subsidy will be deducted from your gross income.

Special Conditions
Special Conditions are goods or services provided to you and paid for by someone else.  The cost of the good or service will be deducted from your gross income.

To learn more about Work Place Subsidy and Special Conditions, from the "Subsidies and Special Conditions" Fact Sheet PDF | Word 

Expedited Reinstatement of Benefits
Expedited Reinstatement of Benefits (EXR) allows you to re-apply for SSDI benefits within five years of the last month you were entitled to a Social Security benefit check.  Under EXR, you would receive your original benefit amount for up to six months while SSA decides if you meet current eligibility criteria. 

Learn more from the "Expedited Reinstatement of Benefits (EXR)" Fact Sheet -
PDF | Word | Español PDF | Español Word


For Supplemental Security Income (SSI) Recipients

Work Incentives allow you the opportunity to work without losing your Social Security benefit. Supplemental Security Income (SSI) recipients can utilize these Work Incentives when they are working:

General Income Exclusion
The General Income Exclusion is the first $20.00 of unearned or earned income that will not be counted when calculating your SSI payment.

Earned Income Exclusion
The first $65 of your earned income each month will not be counted when calculating your SSI payment.

To learn more about General Income and Earned Income Exclusion, from the "Supplemental Security Income (SSI) Work Incentives" Fact Sheet -PDF | Word | Español Word | Español PDF

Student Earned Income Exclusion
If you are a full time student under the age of 22, the first $1,730.00 you earn each month will not be counted up to a maximum of $6,960.00 per year.

Learn more from the "Student Earned Income Exclusion" Fact Sheet -
PDF | Word 

Impairment Related Work Expenses
Impairment Related Work Expenses (IRWEs) are out of pocket expenses that are related to your disability and necessary  to maintain employment.  The amount of the IRWE can be deducted from your gross income to lower your income that is counted by Social Security.

Learn more from the "Impairment-Related Work Expenses (IRWEs) for SSDI and SSI" Fact Sheet -
PDF | Word | Español PDF | Español Word

1619(b)
1619 (b) allows you to maintain your MassHealth (Medicaid) coverage after you have earned enough to eliminate your SSI cash payment, as long as you remain otherwise eligible for SSI.

Learn more from the "SSI and Medicaid Coverage: 1619(b)" Fact Sheet -
PDF | Word 

Plan to Achieve Self Support
Plan to Achieve Self Support is used to set aside earned income or resources in order to pay for goods or services that will allow you to meet a vocational goal.

Learn more from the "Plan to Achieve Self-Support (PASS)" Fact Sheet -
PDF | Word 

Blind Work Expenses
If you are blind, there are additional deductions you can make from your countable income each month. For example, this includes the cost of owning and maintaining a guide dog, transportation to and from work, the cost of meals eaten at work, and out of pocket medication costs.

Learn more from the "Blind Work Expenses (BWEs)" Fact Sheet -
PDF | Word | Español PDF | Español Word

BenePLAN
University of Massachusetts Medical School
333 South Street • Shrewsbury, MA 01545
info@beneplan.org
1-877-YES-WORK (1-877-937-9675) Toll Free
© 2016 BenePLAN / Univerity of Massachusetts Medical School

BenePLAN is a program of the University of Massachusetts Medical School Center for Health Policy and Research.  BenePLAN CWICs are trained and certified by Virginia Commonwealth University and they each possess extensive experience in employment and benefits.

 

Para conocer más sobre BenePLAN o localizer a un Coordinador de Incentivos para Trabajos Comunitarios en su área, llame sin cargo at: 1-877-YES-WORK (937-9675). Para obtener información en español, haga clic aquí.