For Social Security Disability Insurance (SSDI) Recipients
The Social Security Administration (SSA) provides a number of Work Incentives that allows you the opportunity to work and to become successful.
The Work Incentives for Social Security Disability Insurance (SSDI) recipients are stated below:
Trial Work Period
The Trial Work Period (TWP) is a period of nine months — which do not have to be consecutive — during which there is no earned income limit. For 2013, any month that work income is $750.00 gross or more will be counted as a TWP month.
Extended Period of Eligibility
Extended Period of Eligibility is a 36-month period following directly after the completion of TWP. Any month that countable earnings are over the Substantial Gainful Activity (SGA) level, the benefit check will not be paid; however, they are paid for months that countable earnings are below the SGA level.
Impairment Related Work Expenses
An Impairment Related Work Expenses (IRWEs), is an out of pocket expense that is related to your disability and necessary in order to maintain employment. The amount of the IRWE can be deducted from your gross earnings to lower the amount of earnings that Social Security will count.
Work Place Subsidy
A Work Place Subsidy is an additional support or a modification of the job description made to accommodate your disability. The value of the subsidy will be deducted from your gross income.
Special Conditions are goods or services provided to you and paid for by someone else. The cost of the good or service will be deducted from your gross income.
To learn more about Work Place Subsidy and Special Conditions, from the "Subsidies and Special Conditions" Fact Sheet PDF | Word
Expedited Reinstatement of Benefits
Expedited Reinstatement of Benefits (EXR) allows you to re-apply for SSDI benefits within five years of the last month you were entitled to a Social Security benefit check. Under EXR, you would receive your original benefit amount for up to six months while SSA decides if you meet current eligibility criteria.
For Supplemental Security Income (SSI) Recipients
Work Incentives allow you the opportunity to work without losing your Social Security benefit. Supplemental Security Income (SSI) recipients can utilize these Work Incentives when they are working:
General Income Exclusion
The General Income Exclusion is the first $20.00 of unearned or earned income that will not be counted when calculating your SSI payment.
Earned Income Exclusion
The first $65 of your earned income each month will not be counted when calculating your SSI payment.
To learn more about General Income and Earned Income Exclusion, from the "Supplemental Security Income (SSI) Work Incentives" Fact Sheet -PDF | Word | Español Word | Español PDF
Student Earned Income Exclusion
If you are a full time student under the age of 22, the first $1,730.00 you earn each month will not be counted up to a maximum of $6,960.00 per year.
Impairment Related Work Expenses
Impairment Related Work Expenses (IRWEs) are out of pocket expenses that are related to your disability and necessary to maintain employment. The amount of the IRWE can be deducted from your gross income to lower your income that is counted by Social Security.
1619 (b) allows you to maintain your MassHealth (Medicaid) coverage after you have earned enough to eliminate your SSI cash payment, as long as you remain otherwise eligible for SSI.
Plan to Achieve Self Support
Plan to Achieve Self Support is used to set aside earned income or resources in order to pay for goods or services that will allow you to meet a vocational goal.
Blind Work Expenses
If you are blind, there are additional deductions you can make from your countable income each month. For example, this includes the cost of owning and maintaining a guide dog, transportation to and from work, the cost of meals eaten at work, and out of pocket medication costs.